Customized loan options are, well, customary here.
One of the great things about joining Park Community is that you always know what you’ll get. You’ll always get customized options for loans that help you. Not some shareholder at a bank.
Park Community Credit Union - Custom Loan Types
The Holiday Loan
‘Tis the season for a great low rate! You work hard to fill your home with love and joy. Let us help with the rest. Our holiday loan is super simple. You can get up to $3,500* with a rate as low as 6.25% APR**. Plus, you have a generous 12-month term to pay it back.
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*If you have an outstanding balance on an existing Holiday Loan, the balance will be paid with the new loan amount.
**APR = annual percentage rate. Loan example: $3,500 at 6.25%APR for 12 months would result in a payment of $301.62 per month. Available for a limited time. Approval of an amount greater than the amount stated in this offer is based on creditworthiness and subject to approval.
Anything Loan
The name says it all. Vacation? Sure! Debt consolidation? Why not? Our Anything Loan is a fantastic home improvement tool, a great way to take the vacation of your dreams, and a handy way to have the holiday of your dreams. Whatever reason you have for needing a personal loan, Park Community is here for you.
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*Annual Percentage Rate. Rates as of May 1, 2019 and subject to change without notice. Must qualify. Other terms and conditions may apply. Loan example: $1,000 for 12 months at 7.00% annual percentage rate would yield a $86.56 per month payment. Terms up to 60 months available.
Recreational Loan
For all of your recreational vehicles. You know, motorcycles, boats, and RVs? At Park Community, we keep our rates low so you can optimize fun and relaxation.
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*Annual Percentage Rate. Rates as of February 1st, 2019 and subject to change without notice. Must qualify. Terms for secured loans based upon collateral’s age, mileage, and condition at loan officer’s discretion. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payments. Loan example: $20,000 for 60 months at 4.25% annual percentage rate would yield a $370.65 per month payment or approximately $18.53 per $1,000 borrowed.
Credit Builder Loan
Life can sometimes get the lion’s share of our finances. The Credit Builder loan was designed to help our members establish credit. Borrow up to $1,500 for up to 12 months. Loan proceeds will be deposited into your account for 12 months to build your credit. After those 12 months, you will have access to the money and an improved credit rating.
Micro Commercial Loans
Our Micro Commercial Loan is a small loan for financing entrepreneurial projects. Loans may be used for purchase of equipment or leasehold improvements directly related to the growth of the business, business acquisition, and/or contract financing.
Estimate your payment with us.
Use this calculator to help you determine your monthly loan payment. Enter purchase price/loan amount, down payment and select a term to calculate your monthly payment.