Park Community Credit Union - Holiday Loans

Young couple holiday window shopping in the city during the fall.

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Holiday Loan

‘Tis the season for a great low rate! You work hard to fill your home with love and joy. Let us help with the rest. Our Holiday Loan is super simple. They’re available beginning October 1st and you can get up to $3,500 with a rate as low as 6.25% APR*. Plus, you have a generous 12-month term to pay it back!

You can apply online below or just reach out using our Contact Us page to start a conversation.

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Skip a Payment

Could you use a little extra cash during the winter holidays? Why not just skip a payment on your loan to free up extra cash!**

Family sledding down a snow covered hill during winter.
  • *APR = annual percentage rate. Loan example: $3,500 at 6.25%APR for 12 months would result in a payment of $301.62 per month. Available for a limited time. Approval of an amount greater than the amount stated in this offer is based on creditworthiness and subject to approval.

    **You must make at least six-monthly payments before requesting to skip a month. You cannot have been more than thirty days delinquent on any loan within the last twelve months. All of your loans must be current. Only two skips are allowed in a twelve-month period with a maximum of eight skips over the life of the loan. You may only choose to skip the next regularly scheduled payment and not future payments. A $25.00 fee will be assessed each time a payment is skipped per loan. Not all loan types are eligible for skipped payments. GAP and Credit Life & Credit Disability will not allow for maturity to extend beyond two payments. Skipping more than two payments will invalidate the contract and cancel these coverages. Other restrictions may apply.