Park Community Credit Union - Holiday Offers

’Tis the season for great rates!

Choose the holiday offer that makes you the merriest and do the holidays your way.

For more information, visit a branch near you or call using the link below.

Young couple holiday window shopping in the city during the fall.

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Holiday Loan

‘Tis the season for a great low rate! You work hard to fill your home with love and joy. Let us help with the rest. Our holiday loan is super simple. You can get up to $3,500* with a rate as low as 6.25% APR**. Plus, you have a generous 12 month term to pay it back.

Features Term Maximum APR
Available October 1-January 31 12 months $3,500 6.25%

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Skip a Payment

Could you use a little extra cash during the winter holidays? Why not just skip a payment on your Park loan to free up extra cash?***

Family sledding down a snow covered hill during winter.
  • *If you have an outstanding balance on an existing Holiday Loan, the balance will be paid with the new loan amount.
    **APR = annual percentage rate. Loan example: $3,500 at 6.25%APR for 12 months would result in a payment of $301.62 per month. Available for a limited time. Approval of an amount greater than the amount stated in this offer is based on creditworthiness and subject to approval.
    ***You must make at least six monthly payments before requesting to skip a month. You cannot have been more than thirty days delinquent on any loan within the last twelve months. All of your loans must be current. You may only choose to skip the next regularly scheduled payment and not future payments. A $25.00 fee will be assessed each time a payment is skipped per loan. Not all loan types are eligible for skipped payments. Other restrictions may apply.