Park Community Credit Union - Realtors

Realtor Loan Programs

Park gives realtors lots of loan options to suit the needs of any client. For buyers looking to get into their first home or their next home, see how our program features stack up and let us know how we can help!

  • *MORTGAGE PAYMENT EXAMPLES: Originator ID 421794. Equal Housing Lender. Conventional: Rates as of 5/16/2019, however, mortgage rates are subject to change daily. Interest rate would be based on current day pricing when locking the rate with an originator. Based on 80% loan-to-value and detached property type. For example, a $150,000 30-year fixed rate mortgage loan with an Annual Percentage Rate of 4.442% requires 360 monthly payments of $748.93. Loan payment amount does not include monthly taxes and insurance and your actual payment may be greater. Offer and rates subject to change. Loan subject to underwriting and credit approval. Additional restrictions apply. 3/3, 5/5, 7/7, and 10/10 ARM: Rates as of 5/16/2019, however, mortgage rates are subject to change daily. 3/3 ARM Repayment Example: $150,000 financed at 3.557% annual percentage rate (APR) with a term of 30 years would result in a principal and interest payment of $684.08. 5/5 ARM Repayment Example: $150,000 financed at 3.654% APR with a term of 30 years would result in a principal and interest payment of $684.08. 7/7 ARM Repayment Example: $150,000 financed at 3.873% APR with a term of 30 years would result in a principal and interest payment of $705.36 10/10 ARM Repayment Example:
    $150,000 financed at 4.269% APR with a term of 30 years would result in a principal and interest payment of $737.91. Loan payment amount does not include monthly taxes and insurance and your actual payment may be greater. The principal and interest portion of your payment may be higher at the beginning of each new ARM term based on market conditions. Owner Occupied Single Family Residence and Stand-Alone Condos/Patio Homes only. Loan subject to underwriting and credit approval. Additional restrictions may apply. First Time: Rates as of 5/16/2019, however, mortgage rates are subject to change daily. Interest rate would be based on current day pricing when locking the rate with an originator. Based on 100% loan-to-value and detached property type. For example, based on a 7/7 ARM (adjustable rate mortgage)
    $150,000 financed at 5.444% APR with a term of 30 years would result in a principal and interest payment of $839.96. Loan payment amount does not include monthly taxes and insurance and your actual payment may be greater. The principal and interest portion of your payment may be higher at
    the beginning of each new ARM term based on market conditions. Offer and rates subject to change. Loan subject to underwriting and credit approval. Additional restrictions apply. First Step: Rates as of 5/16/2019, however, mortgage rates are subject to change daily. Based on 100% loan-to-value and detached property type. For example, based on a 5/5 ARM (adjustable rate mortgage): $100,000 financed at 4.646% APR with a term of 30 years would result in a principal and interest payment of $514.14. Loan payment amount does not include monthly taxes and insurance and your actual payment may be greater. The principal and interest portion of your payment may be higher at the beginning of each new ARM term based on market conditions. Offer and rates subject to change. Loan subject to underwriting and credit approval. Additional restrictions apply. West End First Step Loan: Rates as of 5/16/2019, however, mortgage rates are subject to change daily. Based on 100% loan-to-value and detached property type. For example, based on a 5/5 ARM (adjustable rate mortgage): $125,000 financed at 4.626% APR with a term of 30 years would result in a principal and interest payment of $642.67. Loan payment amount does not include monthly taxes and insurance and your actual payment may be greater. The principal and interest portion of your payment may be higher at the beginning of each new ARM term based on market conditions. Offer and rates subject to change. Loan subject to underwriting and credit approval. Additional restrictions apply. Urban League Graduation: Rates as of 5/16/2019, however, mortgage rates are subject to change daily. Interest rate would be based on current day pricing when locking the rate with an originator. Based on 100% loan-to-value and detached property type. For example, a $125,000 30-year fixed rate mortgage loan with an Annual Percentage Rate of 5.208% requires 360 monthly payments of $680.61. Loan payment amount does not include monthly taxes and insurance and your actual payment may be greater. Offer and rates subject to change. Loan subject to underwriting and credit approval. Additional restrictions apply. Residential Professional: Rates as of 5/16/2019, however, mortgage rates are subject to change daily. Qualifying professionals include: Chiropractic (D.C., D.C.M.), Dentistry (D.D.S., D.M.D.), Law (LL.B., J.D.), Medicine (M.B., M.D.), Optometry (O.D.), Osteopathic Medicine (D.O.), Pharmacy (Pharm. D), Podiatry
    (D.P.M., D.P., Pod. D.), Theology (M.Div, M.H.L., B.D., Ordination), Veterinary Medicine (D.V.M., V.M.D.), CPA. Based on 100% loan-to-value and detached property type. For example, based on a 3/3 ARM (adjustable rate mortgage): $500,000 financed at 4.175% APR with a term of 30 years would result in a principal and interest payment of $2,459.70. Loan payment amount does not include monthly taxes and insurance and your actual payment may be greater. 100%financing up to $500,000 maximum loan amount – For Residents/New Physicians. 95% financing up to $850,000 maximum loan amount – For Established Employees. Offer and rates subject to change. Loan subject to underwriting and credit approval. Additional restrictions apply.

Meet the Experts

With 5 mortgage loan officers totaling over 50 years of mortgage experience, Park Community ensures the borrower is getting the best product for their needs. As a borrower of Park, you aren’t just a number; you are a member who will be taken care of from the moment you instill your trust in us. At Park Community Credit Union, we truly are in the business of closing loans and making dreams come true!

Mortgage loan officers headshots and phone numbers. Starting with Stephanie Hester; 502-815-1156. John Reinhart; 502-815-1194. Doug Spalding; 502-815-7593. Andrew Pope; 502-815-7290. Amy Workman; 502-815-7294.