STRYVE Savings Account
At Park, we understand that saving for your future is important and want to help you set yourself up for a great financial future.
Stryve Savings is your membership share, but you can open additional savings accounts.
Savings Account Types
All kinds of savings accounts for all kinds of people.
At Park Community, your savings account is your ticket to membership. Once you’ve joined, you can access savings accounts for every need. Scan the options below and open an account to make savings simple.
Stryve Savings
You can open a regular savings with as little as $5. Then you’ll have six months to reach the $200 minimum required to avoid monthly service charges. This minimum balance requirement is waived if you own another account at Park Community.
HSA Account
If you have a high deductible health plan, consider opening a Health Savings Account at Park today. We pay interest on balances over $200 and none of that “use it or lose it” business. HSAs can help provide peace of mind on healthcare, and they may be completely tax deductible.
- No monthly service charge
- Interest paid on balances over $200
- FREE Wellness HSA Card from MasterCard
- Unused funds remain in your account, year after year
- HSAs are owned by the individual, not the employer
Share Certificates, Money Market’s and IRA
In addition to savings accounts, we at Park Community also offer a variety of share certificates, Money Market accounts, and IRA’s that fit your lifestyle.
Holiday Savings
Budget making is easy with a Holiday Savings Account at Park Community. Set aside a little each pay period and say goodbye to credit card debt. We’ll give you a competitive rate of return, and make it easy to contribute, through payroll deductions or direct deposit. Those holiday funds are available for withdraw on the first business day of October.1
Savings Jar
We have taken the concept of putting your extra change each day into a jar to the next level! Add the Savings Jar option to your account in Online or Mobile Banking, and with each debit card transaction you make, we round-up to the nearest dollar and sweep the extra change into the savings account of your choice.
1 Early withdrawal penalty may be imposed.
Savings Account Rates
Current Rates
If you’re looking to grow your money faster, check out our Share Certificates and Money Market Accounts.
Savings Accounts
| Account Type | Rate | APY* |
|---|---|---|
| IRA Savings | 0.070% | 0.07% |
| Holiday | 0.070% | 0.07% |
| HSA | 0.070% | 0.07% |
| Regular Account | 0.070% | 0.07% |
*APY=Annual Percentage Yield. Rates as of 5.1.2025 and subject to change without notice. For more detailed information, call 502.968.3681.
Promo Certificates
| Certificate Type | Minimum Deposit | Dividend Rate | APY* |
|---|---|---|---|
| Promotional 9 – Month Term | $500 | 3.922% | 4.00% |
Traditional Certificates
| Certificate Type | Minimum Deposit | Dividend Rate | APY* |
|---|---|---|---|
| Traditional 6-Month Term | $500 | 2.713% | 2.75% |
| Traditional 12-Month Term | $500 | 2.469% | 2.50% |
| Traditional 18-Month Term | $500 | 2.956% | 3.00% |
| Traditional 24-Month Term | $500 | 2.956% | 3.00% |
| Traditional 36-Month Term | $500 | 2.956% | 3.00% |
| Traditional 48 Month Term | $500 | 2.762% | 2.80% |
| Traditional 60-Month Term | $500 | 2.567% | 2.60% |
Money Market Accounts
| Range | Dividend Rate | APY* | Dividend Rate with Park Perks** | APY* with Park Perks** |
|---|---|---|---|---|
| $1,000 to $49,999.99 | 0.449% | 0.45% | 0.747% | 0.75% |
| $50,000 – $149,999.99 | 0.995% | 1.00% | 1.292% | 1.30% |
| $150,000 – $249,999.99 | 0.995% | 1.00% | 1.735% | 1.75% |
| $250,000 & higher | 1.094% | 1.10% | 2.225% | 2.25% |
*APY = Annual Percentage Yield. All savings rates quoted as annual percentage yields. Rates as of 10.01.2025 and subject to change without notice. Fees could reduce earnings
**Exclusive rates and waived monthly maintenance fee available with active Park Perks enrollment. To enroll in Park Perks member must have a Thryve Checking account, a debit card, and be enrolled in Savings Jar with a minimum of one round up within the current statement cycle.
IRAs
| IRA Accounts (Roth or Traditional) | Dividend Rate | APY* |
|---|---|---|
| PROMO 9 month IRA Certificate | 3.922% | 4.00% |
| 6 month IRA Certificate | 2.713% | 2.75% |
| 12 month IRA Certificate | 2.469% | 2.50% |
| 18 month IRA Certificate | 2.956% | 3.00% |
| 24 month IRA Certificate | 2.956% | 3.00% |
| 36 month IRA Certificate | 2.956% | 3.00% |
| 48 month IRA Certificate | 2.762% | 2.80% |
| 60 month IRA Certificate | 2.567% | 2.60% |
*APR=Annual Percentage Rate. Rates as of 5.08.2026 and subject to change without notice. An early withdrawal penalty may be imposed on certificate accounts. For more detailed information, call 502.968.3681.