Money Market Accounts
Opening a Park Community Money Market Account is kind of like having your cake and eating it, too. It’s like a high-interest savings account with checking account privileges. Our Money Market Account allows you to earn higher rates as your balance grows, but you still have access to your money when you need it.
Time is money. In this case, more money.
Benefits of a Money Market Account
- No monthly service charge
- 6 FREE withdrawals per month with $250 minimum withdrawal*
- No charge, no obligation financial counseling
- FREE Signature Guarantee
- FREE Notary Service
- Plus, you get all the other great benefits, like Online Banking, Mobile Banking, and Banking by Phone from banking at Park Community.
Boost your Rate with Park Perks.
Enroll in Park Perks to get access to exclusive money market rates, plus a waived monthly maintenance fee on balances below $1,000. All members with a Thryve Checking account are eligible to enroll in Park Perks if requirements are met.
Our Featured Rates
Current Rates
Current Money Market Account rates
Money Market Accounts
| Range | Dividend Rate | APY* | Dividend Rate with Park Perks** | APY* with Park Perks** |
|---|---|---|---|---|
| $1,000 to $49,999.99 | 0.449% | 0.45% | 0.747% | 0.75% |
| $50,000 – $149,999.99 | 0.995% | 1.00% | 1.292% | 1.30% |
| $150,000 – $249,999.99 | 0.995% | 1.00% | 1.735% | 1.75% |
| $250,000 & higher | 1.094% | 1.10% | 2.225% | 2.25% |
*APY = Annual Percentage Yield. All savings rates quoted as annual percentage yields. Rates as of 10.01.2025 and subject to change without notice. Fees could reduce earnings
**Exclusive rates and waived monthly maintenance fee available with active Park Perks enrollment. To enroll in Park Perks member must have a Thryve Checking account, a debit card, and be enrolled in Savings Jar with a minimum of one round up within the current statement cycle.
Become a Member
Apply to become a member and open a money market account today!