current rates
Auto Loan Rates
Hit the road with a competitive rate from Park Community
Auto Loans
| Term | APR* |
|---|---|
| Up to 60 Months | 6.24%* |
| 61 – 72 Months | 6.74%* |
| 73 – 84 Months | 7.49%* |
| 85 – 96 Months | 8.49%* |
*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, vehicle value and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Loan example: $20,000 for 60 months at 6.24% annual percentage rate would yield a $389 per month payment or approximately $19.45 per $1,000 borrowed.
Motorcycle Loans
| Term | APR |
|---|---|
| Up to 48 Months | 8.24%* |
| 49 – 60 Months | 8.49%* |
| 61 – 72 Months | 8.99%* |
| 73 – 84 Months | 9.49%* |
*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, collateral age, collateral value, and loan term. Other terms and conditions may apply. Other terms and conditions may apply. The advertised rate includes 0.25% rate reduction for automatic payments. Loan example: $20,000 for 60 months at 8.24% annual percentage rate would yield a $407.83 per month payment or approximately $20.39 per $1,000 borrowed. The interest rate will be based upon the member’s credit score.
RV & Boat Loans
| Term | APR* |
|---|---|
| Up to 60 Months | 8.74%* |
| 61 – 120 Months | 9.24%* |
| 121 – 180 Months | 9.74%* |
*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, collateral age, collateral value, and loan term. Other terms and conditions may apply. The advertised rate includes 0.25% rate reduction for automatic payments. Loan example: $20,000 for 60 months at 8.74% annual percentage rate would yield a $412.77 per month payment or approximately $20.64 per $1,000 borrowed. The interest rate will be based upon the member’s credit score.