*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, vehicle value and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Loan example: $20,000 for 60 months at 6.24% annual percentage rate would yield a $389 per month payment or approximately $19.45 per $1,000 borrowed

Must Qualify. Auto Starter Loans can fund as new or used autos only, and does not apply to boats, recreational vehicles, or motorcycles. Must be currently employed for a minimum of 6 months or have graduated from a college or trade school within the last 12 months, and not had auto payment history in the last 2 years. Maximum age of vehicle is 10 years. Maximum loan to value (LTV) of 100%. Maximum Loan amount $30,000 (Not including Park GAP, VSA, and CU Drive). Maximum vehicle mileage 150,000. Other terms and conditions may apply.