debt consolidation
Start the new year stress-free by consolidating your debts into a Park Community personal loan. Simplify your budget with a single manageable payment and a rate as low as 10.74% APR!*
Apply for a personal loan today to get started!
Savings examples with debt consolidation
Savings that go a long way
By consolidating credit card and other debt into a personal loan, you can start the new year stress free, save money by ditching high interest payments and processing fees and make one convenient monthly payment.
These are just a few examples of savings from debt consolidation.
| situation | previous monthly payment | new rate | new term | new monthly payment | monthly savings |
|---|---|---|---|---|---|
| Member consolidates $30,000 credit card debt with rates over 20% | $814 | 13.24% APR* | 72 months | $606 | $208 |
| Member combines other personal loans into one payment | $519 | 11.74% | 60 months | $221 | $298 |
auto loans with no payments for 90 days
Save More on Monthly Auto Payments
Whether you are buying a new or new-to-you car, or refinancing your current auto loan, you can start off 2025 with rates as low as 6.24% APR* and no payments for 90 days!
Get Started Today
Apply for an Auto or Personal Loan or view our current rates.
Details
Personal Loan Details: *Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Other terms and conditions may apply. Loan example: $5,000 for 60 months at 11.74% annual percentage rate would yield a $110.57 per month payment or approximately $22.12 per $1,000 borrowed. The interest rate will be based upon the members credit score.
Auto Loan Details: *Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, vehicle value and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Loan example: $20,000 for 60 months at 6.24% annual percentage rate would yield a $389 per month payment or approximately $19.45 per $1,000 borrowed