Skip A Payment
During these uncertain times, we understand it can sometimes be hard to make ends meet. To provide some relief, we have updated our Skip-A-Month service to allow more members to skip an upcoming loan payment.
Skip-A-Month is not available for Mortgage Loans.
How to Skip-A-Payment
Payments Made Easy!
Skipping a payment is easy. You can request a skip within online banking, our mobile app, or by giving us a call. If you should login to online banking or the mobile app and not see your loan listed, please contact us.
Online Banking:
- Log on to Online Banking
- Select Payments Tab
- Select Skip Payment
- Select the loan from the list
- Follow the on screen instructions
Mobile App:
- Login to the Park Mobile App
- Select Payment from the menu
- Select Skip Payment
- Choose your loan and follow the instructions
Call Park:
- Give us a call at 502-968-3681
- Select option 3 for questions about an existing loan
Additional Information
You must meet the following conditions in order to qualify:
- You must make at least six monthly payments before requesting to skip a month.
- You cannot have been more than thirty days delinquent on any loan within the last twelve months.
- All of your loans must be current.
- You may only choose to skip the next regularly scheduled payment and not future payments.
- Not all loan types are eligible for skipped payments.
- Other restrictions may apply.
Attention!
As of March 21, 2020, most eligibility requirements for the Skip-A-Month service have been temporarily waived. If you were not eligible previously or recently skipped a payment, you may still be eligible.