personal loans

Term
APR*

Up to 60 months

61 - 72 months

10.74% - 17.99%

13.24% - 17.99%

credit builder loan

Term
APR*

12 months

12.24%-17.99%

holiday loan

Term
APR*

12 months

10.74%-18.00%

RVs and Boats

Term
APR*

Up to 60 months

61 - 120 months

121 - 180 months

8.74%

9.24%

9.74%

Motorcycles

Term
APR*

Up to 48 months

49-60 months

61-72 months

73-84 months

8.24%

8.49%

8.99%

9.49%

Personal Loan Details:

*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Other terms and conditions may apply. Loan example: $5,000 for 60 months at 11.74% annual percentage rate would yield a $110.57 per month payment or approximately $22.12 per $1,000 borrowed. The interest rate will be based upon the members credit score.

Credit Builder Loan Details:

*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Other terms and conditions may apply. Loan example: $1,500 for 24 months at 12.24% annual percentage rate would yield a $70.78 per month payment or approximately $47.19 per $1,000 borrowed. Member must display that they have sufficient income to repay the debt. Loan may be granted for up to $2,500 at terms not to exceed 24 months. Proceeds of the loan will be deposited into the member's savings account and pledged as security for this loan. All pledge funds must remain in the account until the loan is paid in full. The interest rate will be based upon the members credit score.

Holiday Loan Details:

*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Other terms and conditions may apply. Maximum loan amount $3,500. Loan example: $3,500 for 12 months at 10.74% annual percentage rate would yield a $309 per month payment or approximately $88.26 per $1,000 borrowed. Offer available October 1st - January 31st. The interest rate will be based upon the members credit score.

RV and Boat Loan Details:

*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, collateral age, collateral value, and loan term. Other terms and conditions may apply. The advertised rate includes 0.25% rate reduction for automatic payments. Loan example: $20,000 for 60 months at 8.74% annual percentage rate would yield a $412.77 per month payment or approximately $20.64 per $1,000 borrowed. The interest rate will be based upon the members credit score.

Motorcycle Loan Details:

*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, collateral age, collateral value, and loan term. Other terms and conditions may apply. Other terms and conditions may apply. The advertised rate includes 0.25% rate reduction for automatic payments. Loan example: $20,000 for 60 months at 8.74% annual percentage rate would yield a $412.77 per month payment or approximately $20.64 per $1,000 borrowed. The interest rate will be based upon the members credit score.