No Fee on Debt Transfers.
0% Interest for 6 Months.

Were the holidays tough on your credit card? We can help. Now you can transfer debt from any credit card to the Park Community Classic Rewards Card. You’ll get 0% interest for six months**, and — better yet — there’s no balance transfer fee. Save hundreds while you pay down debt and avoid interest. Now that’s something to get excited about.
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Park Community Visa® Cards

  • Special introductory rates – 0% APR on all purchases and cash advances**
  • 0% APR on balance transfers for six billing cycles from the transfer date
  • No Annual Fee, Balance Transfer Fee, or Cash Advance Fee
  • VISA® Zero Liability – No worries if your card is lost or stolen. You will not be held responsible***
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More Park Community VISA® Card Features

Earn rewards on all 3 Park Community Visa® Cards.

Earn rewards like travel, gift cards, membership, and cash back with Park Community Visa® Cards. Earn one reward point for each dollar spent and save up for the reward of your choice.
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Classic Card Benefits

For full details on the Classic Park Community Credit Card.
Read More

Gold Card Benefits

For full details on the Gold Park Community Credit Card.
Read More

Platinum Card Benefits

For Platinum perks, read more about the Platinum Credit Card.
Read More
Interest Rates and Interest Charges
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
0.00% Introductory APR for a period of six billing cycles. After that your APR will be 13.74% to 17.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
0.00% APR for a period of six billing cycles from the transfer date. After that your APR will be 13.74% to 17.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate
APR for Cash Advances
0.00% Introductory APR for a period of six billing cycles. After that your APR will be 13.74% to 17.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $0.50

Report a lost/stolen card or dispute transactions.

For a lost or stolen card, stop by your local branch or call 800.449.7728
‍After business hours, choose the option for lost/stolen card from the prompt and hold on the line until you speak to a representative.

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Disclosures and Agreements

Disclosures
Download the Application and Solicitation Disclosure | December 2024
Download the Application and Solicitation Disclosure | October 2023
Download the Application and Solicitation Disclosure | October 2022
Download the Application and Solicitation Disclosure | July 2022
Download the Application and Solicitation Disclosure | April 2020
Download the Application and Solicitation Disclosure | January 2020
Download the Application and Solicitation Disclosure | January 2020
Download the Application and Solicitation Disclosure | October 2019
Download the Application and Solicitation Disclosure | April 2019
Download the Application and Solicitation Disclosure | February 2019
Download the Application and Solicitation Disclosure | November 2018
Download the Application and Solicitation Disclosure | August 2018
Download the Application and Solicitation Disclosure | May 2018
Download the Application and Solicitation Disclosure | February 2018
Download the Application and Solicitation Disclosure | February 2018
Agreements
Download Consumer Credit Card Agreement | June 2018
Download Consumer Credit Card Agreement | January 2018
Details
* Based on creditworthiness.  APR will vary with the market based on the Prime Rate.
** For additional information about the Annual Percentage Rates (APR’s), fees and other costs, see the Application and Solicitation Disclosure.
*** Visa’s zero liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
† Program is subject to change, restrictions, and conditions. Visit www.curewards.com for details on rewards.
Routing Number: 283079476
Call: 502.968.3681

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Park Community Credit Union is federally insured by the National Credit Union Administration.