All kinds of savings accounts for all kinds of people.

At Park Community, we want you to be able to save your money, your way. So, we’ve created products that range from Regular Savings to Youth Savings to Health Savings to Holiday Savings. And, if that weren’t enough, you can create your own savings account for whatever purpose you’re saving for.

Regular Savings

You can open a regular savings with as little as $5. Then you’ll have six months to reach the $200 minimum required to avoid monthly service charges.1

Open an Account

Youth Savings Account

A Youth Savings Account at Park Community is more than your ordinary savings account.

  • No minimum balance and no fees
  • Access to 24-month CerKIDicate certificates, starting at $100
Open an Account

HSA Account

If you have a high deductible health plan, consider opening a Health Savings Account at Park today. We pay interest on balances over $200 and none of that “use it or lose it” business. HSAs can help provide peace of mind on healthcare, and they may be completely tax deductible.

  • No monthly service charge
  • Interest paid on balances over $200
  • FREE Wellness HSA Card from MasterCard®
  • Unused funds remain in your account, year after year
  • HSAs are owned by the individual, not the employer

For more information call  502.968.3681

Visit your local branch

Share Certificates, Money Market’s and IRA

In addition to savings accounts, we at Park Community also offer a variety of share certificates, Money Market accounts, and IRA’s that fit your lifestyle. Visit the Grow your Money section of Personal banking or click the link below.

Grow your money

Holiday Savings

Budget making is easy with a Holiday Savings Account at Park Community. Set aside a little each pay period and say goodbye to credit card debt. We’ll give you a competitive rate of return, and make it easy to contribute, through payroll deductions or direct deposit. The best part?

Those holiday funds are available for withdraw on the first business day of October.3

Open an Account

Introducing the Savings Jar

We have taken the concept of putting your extra change each day into a jar to the next level! Add the Savings Jar option to your account in Online or Mobile Banking, and with each debit card transaction you make, we round-up to the nearest dollar and sweep the extra change into the savings account of your choice.

Learn More

Create your own.

Is there something special you want to save for? We can help. We have vacation accounts, home repair accounts. You name it and we’ll help you save for it. Contact a representative today your savings accounts needs.

Open a savings account

Current saving account rates

Account Type
Rate
APY2
Create Your Own

0.150%

0.15%

IRA Savings

0.150%

0.15%

Holiday

0.150%

0.15%

J4T Savings

0.150%

0.15%

Parkie's Pals

0.150%

0.15%

HSA

0.150%

0.15%

Regular Account

0.150%

0.15%

Details:

1Minimum balance waived if you own another account at Park Community.

2APY=Annual Percentage Yield. Rates as of 03/01/2023 and subject to change without notice. For more detailed information, call 502.968.3681.

3Early withdrawal penalty may be imposed.