Current Rates

View current rates for personal loans including motorcycle and RV loans!

Personal Loans

TermAPR*
Up to 60 Months10.74% – 17.99%*
61 – 72 Months13.24% – 17.99%*
*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Other terms and conditions may apply. Loan example: $5,000 for 60 months at 11.74% annual percentage rate would yield a $110.57 per month payment or approximately $22.12 per $1,000 borrowed. The interest rate will be based upon the member’s credit score.

Credit Builder Loans

TermAPR*
12 Months12.24% – 17.99%*
*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Other terms and conditions may apply. Loan example: $1,500 for 24 months at 12.24% annual percentage rate would yield a $70.78 per month payment or approximately $47.19 per $1,000 borrowed. Member must display that they have sufficient income to repay the debt. Loan may be granted for up to $2,500 at terms not to exceed 24 months. Proceeds of the loan will be deposited into the member’s savings account and pledged as security for this loan. All pledge funds must remain in the account until the loan is paid in full. The interest rate will be based upon the member’s credit score.

Motorcycle Loans

TermAPR
Up to 48 Months8.24%*
49 – 60 Months8.49%*
61 – 72 Months8.99%*
73 – 84 Months9.49%*
*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, collateral age, collateral value, and loan term. Other terms and conditions may apply. Other terms and conditions may apply. The advertised rate includes 0.25% rate reduction for automatic payments. Loan example: $20,000 for 60 months at 8.24% annual percentage rate would yield a $407.83 per month payment or approximately $20.39 per $1,000 borrowed. The interest rate will be based upon the member’s credit score.

RV & Boat Loans

TermAPR*
Up to 60 Months8.74%*
61 – 120 Months9.24%*
121 – 180 Months9.74%*
*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, collateral age, collateral value, and loan term. Other terms and conditions may apply. The advertised rate includes 0.25% rate reduction for automatic payments. Loan example: $20,000 for 60 months at 8.74% annual percentage rate would yield a $412.77 per month payment or approximately $20.64 per $1,000 borrowed. The interest rate will be based upon the member’s credit score.

Loan Payment Calculator

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