save more this spring
Whether you are buying a new or new-to-you car, or refinancing your current auto loan, you can unlock no payments for 90 days and rates as low as 6.24% APR*
auto loan refinance savings examples
How Much Can You Save?
Here are just a few examples of member savings by taking advantage of an auto refinance! Individual experience and savings will vary, talk to one of our loan experts today to see how much you can save!
| situation | previous rate | previous term | previous monthly payment | new rate | new term | new monthly payment | monthly savings |
|---|---|---|---|---|---|---|---|
| Credit score has increased since taking out original loan | 14.25% APR* | 72 months | $557.32 | 10.74% APR* | 72 months | $378.05 | $179.27 |
| Member refinances and extends term | 3.25% APR* | 36 months | $875.73 | 7.74% APR* | 84 months | $463.74 | $411.99 |
| Member refinances and extends term | 4.50% APR* | 60 months | $932.17 | 8.74% APR* | 96 months | $725.85 | $206.32 |
Still Have Questions?
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Details
*Annual Percentage Rate. Rates as of January 1, 2025, and subject to change without notice. Must qualify. Final rate determined by credit score, vehicle age, vehicle value and loan term. Other terms and conditions may apply. Advertised rate includes 0.25% rate reduction for automatic payment from a Park Community CU account. Loan example: $20,000 for 60 months at 6.24% annual percentage rate would yield a $389 per month payment or approximately $19.45 per $1,000 borrowed