1Other institution fees may still apply. No surcharge at any Money Pass or Alliance One ATMs.
2Must qualify. HI Checking earns 1.85% APY on balances between one penny and $10,000, 0.05% APY paid on all amounts above $10,000, and ATM refunds up to $15 when the four requirements are met each month. If the requirements are not met, your account will still function as a free checking account; however, you will not receive interest or ATM refunds for that month. The merchant determines how your debit card transactions are processed. APY is variable and may change after account opening. The annual percentage yield is effective 10/01/2022. No minimum balance required to open or earn the APY. No monthly service charge. Only one HI Checking account per member. Federally insured by NCUA.
3Account holder receives one box annually or $7 credit for checks of their choice.