Park Community Credit Union - Credit Cards

Earn rewards on all 3 Park Community Visa® Cards.

Order Your Platinum, Gold, or Secured Visa® Card Today — Our rates are as low as 11.49% APR*!

Earn rewards like travel, gift cards, membership, and cash back with Park Community Visa® Cards. Earn one reward point for each dollar spent and save up for the reward of your choice.

Earn rewards as you spend.

  • Special introductory rates – 0% APR on all purchases and cash advances**
  • 0% APR on balance transfers for six billing cycles from the transfer date
  • No Annual Fee, Balance Transfer Fee, or Cash Advance Fee
  • VISA® Zero Liability – No worries if your card is lost or stolen. You will not be held responsible***
  • Around-the-clock Fraud Protection – 24/7/365 protection whenever you travel
  • Secure Online Account Access – Enhance your shopping experience and protect yourself against unauthorized card usage
  • Satisfaction Guaranteed Coverage – Return any item up to 60 days after purchase
  • VISA® Alerts (get real-time alerts whenever your purchase meets the criteria you selected during enrollment)
Visa alerts
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List of our cards and benefits.

  • Classic Card Benefits

    For full details on the Classic Park Community Credit Card.

    Read More

  • Gold Card Benefits

    For full details on the Gold Park Community Credit Card.

    Read More

  • Platinum Card Benefits

    For Platinum perks, read more about the Platinum Credit Card.

    Read More

Estimate your savings with us.

Use the savings calculator to estimate your savings in real time. Change this information to be right for you.

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
APR for Balance Transfers
APR for Cash Advances
How to Avoid Paying Interest on Purchases
Minimum Interest Charge
Interest Rates and Interest Charges
0.00% Introductory APR for a period of six billing cycles. After that your APR will be 11.49% to 17.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
0.00% APR for a period of six billing cycles from the transfer date.
0.00% Introductory APR for a period of six billing cycles. After that your APR will be 11.49% to 17.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
If you are charged interest, the charge will be no less than $0.50

Report a lost/stolen card or dispute transactions.

For a lost or stolen card, stop by your local branch or call 800.449.7728.
After business hours, choose the option for lost/stolen card from the prompt and hold on the line until you speak to a representative.

To dispute unauthorized transactions call 866.570.1664 during the hours of 8am-8pm Monday-Friday, excluding holidays.

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Disclosures and Agreements