Park Community Credit Union - Debit Cards

Enjoy the convenience of a Park Community Debit Card.

Park Community secure chip debit cards are accepted anywhere you can use a MasterCard®, plus at thousands of ATMs across the country. All purchases and withdrawals are automatically deducted from your checking account, so save your checks and make your purchases with ease.

Park Community points.

Now, you can earn great rewards on your everyday purchases! Introducing Park Community Points from Park Community Credit Union – a valuable, FREE program that rewards you for your everyday spending. Enrollment is automatic for current and new cardholders, and now, every purchase with your Park Community Debit Card adds up to rewards points that can be redeemed for exciting gifts.

Here’s How It Works:

  • Instead of a check, cash, or credit card, use your Park Community Debit Card.
  • Earn points for everyday purchases like groceries, dining out, or filling your car with gas.

It only takes 100 points to get a free gift.

Or, bank your points for bigger, better rewards in the future.

As you continue to use your card, you’ll keep earning points.* Just log in to and click on My Account to access the eDeposit feature. If you’ve linked your checking account(s) to your rewards account, points earned will be deposited directly into your account each month. Otherwise, we’ll mail points certificates for the points you accumulate each quarter in January, April, July, and October.

For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.

*For ongoing card purchases, one point is awarded for every $100 spent with a signature or a PIN transaction. ATM transactions do not apply. Points awarded in relation to dollars spent subject to change without notice.

Charitable options with our debit cards.

Enjoy a good heartwarming feeling? So do we! Support a cause while adding some style to your debit card with a $5 donation to Kosair Charities or Kentucky Humane Society as well as a Lexington Humane Society Charity Card that is available exclusively in our Lexington, Richmond, and Berea areas. We’re excited to share the love with our furry friends in the Bluegrass! Not to mention, we are also partnered with Bellarmine University, Holy Cross High School, and Simmons College of Kentucky. If you are a student, alumnae, staff, or faculty member, you are eligible for these exclusive rewards cards! Simply walk into one of our 15 area locations to open an account and select the card that represents you!

Take advantage of our ATM network.

Make your withdrawal, check your balance, or transfer funds at thousands of ATM locations across the country. With Park Community, you have ATM access for:

  • Unlimited number of ATM transactions
  • No surcharge at affiliated ATMs (includes Republic Bank, Money Pass, and Alliance One ATMs)
  • 7 FREE foreign ATM transactions per cycle*

*Other institution fees may still apply. No surcharge at any Republic Bank, Money Pass, or Alliance One ATMs.

My Mobile Money App

With the availability of the My Mobile Money app, you now have greater spending control and protection from fraud for your card. The My Mobile Money app lets you manage your Park Community debit card with customizable alerts that let you know when, how, and where your card is used. With the ability to turn your card on and off, you’ll soon be able to travel without notifying us beforehand–you’ll have full control.

  • Take control of your debit card and protect against fraud.
  • Use alert preferences to be notified of unusual purchases through the app.
  • Monitor and control youth cardholders’ usage.
  • Receive notifications each time your debit card is used.
  • Lost your debit card? Turn it off.
  • Found your debit card? Turn it on.

All our debit cards are protected FREE by FraudWatch Plus®

You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. That’s because the debit cards we issue are protected by FraudWatch® PLUS. Through an important partner of ours, we provide industry leading technology, tools, and the expertise to manage fraud. Experienced fraud analysts work around the clock, watching for any suspicious card activity and will contact you immediately if they detect potential fraud on your card.

So if you ever get a call from “Fraud Prevention Services” know that our watchdogs are doing their job and preventing potential fraudulent use of your card. Fraud is serious business, and can hit anytime. That is why we are always on guard to detect and prevent fraud from happening to you.

Protect your card with MasterCard® secure code.

Register today for a private security code and get added protection for your online purchases.

Learn more about MasterCard® SecureCode.

Report a lost/stolen card.

For a lost or stolen card, stop by your local branch or call 502.968.3681 or 800.626.2870.

After business hours, choose the option for lost/stolen card from the prompt and hold on the line until you speak to a representative.