Park Community Credit Union - Savings Accounts

All kinds of savings accounts for all kinds of people.

At Park Community, we want you to be able to save your money, your way. So, we’ve created products that range from Regular Savings to Youth Savings to Health Savings to Holiday Savings. And, if that weren’t enough, you can create your own savings account for whatever purpose you’re saving for.

Regular Savings

You can open a regular savings with as little as $5. Then you’ll have six months to reach the $200 minimum required to avoid monthly service charges.  

Couple snuggling together on a bean bag
Smiling mother holds young daughter in her arms while in the garden.

Youth Savings Account

A Youth Savings Account at Park Community is more than your ordinary savings account.

  • No minimum balance and no fees
  • Access to 24-month CerKIDicate certificates, starting at $100

Open your child’s account today with just $5.

HSA Account

If you’re one of the many people today with a high deductible health plan, consider opening a Health Savings Account at Park Community today. We pay interest on balances over $200 and the money will always be yours since there is none of that “use it or lose it” business. HSAs can help provide peace of mind on healthcare, and they may be completely tax deductible.*

  • 5 Compelling Reasons to Open a Park Community HSA Today
  • No monthly service charge
  • Interest paid on balances over $200
  • FREE Wellness HSA Card from MasterCard®
  • Unused funds remain in your account, year after year
  • HSAs are owned by the individual, not the employer

For more information call  502.968.3681

Mom and two kids are excited to be riding a roller coaster together.
Father hugging young son on the couch.

Share Certificates, Money Market’s and IRA

In addition to savings accounts, we at Park Community also offer a variety of share certificates, Money Market accounts, and IRA’s that fit your lifestyle. Visit the Grow your Money section of Personal banking or click the link below.

Holiday Savings

Budget making is easy with a Holiday Savings Account at Park Community. Set aside a little each pay period and say goodbye to credit card debt. We’ll give you a competitive rate of return, and make it easy to contribute, through payroll deductions or direct deposit. The best part?

Those holiday funds are available for withdraw on the first business day of October.***

Mom and young daughter bake gingerbread cookies around the holidays.
  • *APY=Annual Percentage Rate. Rates as of 01/09/2023 and subject to change without notice. For more detailed information, call 502.968.3681.

    **Minimum balanced waived if you own another account at Park Community.
    ***Early withdrawal penalty may be imposed.

Create your own.

Is there something special you want to save for? We can help. We have vacation accounts, home repair accounts. You name it and we’ll help you save for it. Contact a representative today your savings accounts needs.

Current saving account rates.

Account type Rate* APY*
Regular Account 0.150% 0.15%
HSA 0.150% 0.15%
Parkie's Pals 0.150% 0.15%
J4T Savings 0.150% 0.15%
Holiday 0.150% 0.15%
IRA Savings 0.150% 0.15%
Create Your Own 0.150% 0.15%