Switch to Park, Ditch your high rate!

Save 1% APR* or more on your current auto or personal loan rate when you switch to Park Community!*

Apply Now

It's simple,

• Apply to refinance your auto or personal loan from another financial institution with Park. Make sure you mention 'Switch & Ditch' in the Additional Information field on your application.

• If the rate you are approved for beats your current rate by more than 1%, enjoy those sweet savings.

• If the rate you are approved for does not beat your current rate, we will beat that rate by 1% APR*! It's a win-win!

Apply Now

Details:

*APR = Annual Percentage Rate. Effective 8/1/2024. Limited time offer, subject to end or change without notice. The Switch & Ditch 1% percent loan rate reduction is available for auto and unsecured personal loans currently financed elsewhere that are refinanced with Park Community. Proof of current rate required.

Personal Loans: Minimum finance rate for this special is 13.99% APR for loans up to 60 months (maximum term). Payment example: 60 monthly payments of $23.27 per $1,000 borrowed.

Auto Loans: Minimum finance rate for this special is 7.99% APR for loans up to 84 months (maximum term). Vehicle model twenty years and newer. Payment example: 84 monthly payments of $20.28 per $1,000 borrowed.

All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Interest accrues from day of closing and is calculated daily. Membership eligibility required. Minimum ongoing balance of $5 is required in a Park Community Credit Union Share Savings Account. A one-time $5 membership fee may apply if not currently a Park Community Credit Union member. Federally Insured by NCUA.