Thryve checking
A Modern Checking Account for Everyday Use
Thryve is the checking account designed for how you prefer to spend, save, and manage your money.
THRYVE Checking Account Features
Thryve Account Benefits
We built Thryve Checking to do more than just hold your money. It’s designed to help you grow it. You’ll find tools that make saving feel effortless, features that give you a little extra breathing room when life gets tough, and the flexibility to keep you in control. Thryve Checking is here to help your finances flourish and give you the confidence to move forward.
Early Pay
Access direct deposits like paychecks, benefits, or retirement income up to two
days early
Overdraft
Options
Set up alerts and choose from a selection of coverage options to help avoid overdraft fees.
No Minimum to Open
Open your account with any amount.
Personalized Service
Get support online, by phone, or in person based on how you prefer to connect.
A Simple Way to Get More Out of Your Account
Park Perks
Park Perks is a free benefit you can add to your account at any time. It helps you build savings automatically, stay informed, and grants you access to exclusive experiences and giveaways.
Save Automatically
With Savings Jar each debit card purchase rounds up to the nearest dollar. The difference goes into your savings share.
*Accounts with active round-up savings and eligible purchases qualify for fee-free checking with Park Perks.
Stay Informed
Get occasional account updates that celebrate your savings milestones, share personalized money tips based on your account activity, and highlight new tools or features to help you reach your goals faster.
Resources & Tools
Access GreenPath for one-on-one financial guidance or explore Zogo for quick, gamified lessons that make learning about money simple and rewarding.
Exclusive Giveaways and Experiences
Special giveaways and events are offered throughout the year for account holders actively enrolled in Park Perks.
A Better Checking Experience, Built Around You
How Thryve Compares
From fee-free options and personalized support to exclusive giveaways through Park Perks,
Thryve offers everyday banking with extra benefits you won’t find at most big banks.
| FEATURE/BENEFIT | THRYVE CHECKING | TYPICAL BIG BANK CHECKING |
|---|---|---|
| Fee-Free Option | Yes, with Park Perks activity* | Monthly fees unless balance met |
| Personalized Support | Online, phone, or in- branch | Often limited to call center/in-app |
| Exclusive Giveaways & Extras | Through Park Perks | Not typically offered |
| Member-Owned | Yes (credit union) | For-profit institution |
Open Thryve checking account
How to Get Started
Opening a Thryve account is quick and easy. Choose the option that works best for you, and you’ll be ready to start banking in no time.
Open Account
Apply online or visit a nearby branch to open your account, unlock exclusive perks, and start enjoying all the benefits right away.
Add Park Perks
You can opt in at any time to round up purchases into savings and qualify for fee-
free checking.
Use Your Account
Use Thryve for everyday spending, saving, and managing money with features
that support your goals.
Looking for more information?
Frequently Asked Questions
Why is it called Thryve Checking?
Thryve is our modern checking account, designed to make everyday banking more rewarding while connecting you to exclusive experiences and financial education through Park Perks. We spell it with a “y” to make it stand out and to show the connection between Stryve Savings (each member’s share), Thryve Checking, and You.
How do I qualify for a fee-free Thryve Checking account?
Enjoy fee-free Thryve Checking when you have an active Park loan or Park Perks with Savings Jar and round-up savings. Without one of those, the account has a $10 monthly maintenance fee.
What do I need to open a Thryve Checking account?
There’s no minimum deposit to open. You’ll need a valid ID, your Social Security number, and basic personal information.
What qualifies as active Park Perks participation?
You must be enrolled in Park Perks, have your Savings Jar turned on, and complete at least one round-up debit card transaction per month.
Can I enroll in Park Perks later?
Yes! You can opt in at any time after opening your Thryve Checking account. Just visit a branch or give us a call.
How do I learn about Park Perks challenges and activities?
Members actively enrolled in Park Perks will receive emails keeping them up to date. Make sure your email address on file is accurate to make sure you don’t miss a thing!
Details
* A $10 monthly fee applies to Thryve Checking. To waive the $10 monthly fee, the Thryve Checking must be enrolled in Park Perks, have a debit card, and be enrolled in Savings Jar with a minimum of one round up within the current statement cycle or by maintaining a loan relationship within the membership account.
Get Started with Thryve
One account. All the essentials.
Open your account today and make managing your money simpler.