Personal Share Certificates

Looking for a safe and reliable way to grow your money? Park Community Share Certificates offer competitive rates and guaranteed returns, helping you reach your savings goals faster. Choose a term that works for you and watch your savings grow with confidence.

Peace of mind, with interest.

Park Community Credit Union Share Certificates are safe, secure, and insured up to $250,000*. Choose your type of share certificate, your terms, and your opening investment and start saving today with one of our Share Certificates.

Traditional Share Certificate

With terms ranging from six months to five years and fabulously competitive rates, the traditional share certificate requires a minimum opening balance of only $500. At the end of your term, you can either cash out or reinvest.

Promotional Share Certificate

Anchor your savings with a limited time rate.

Current Rates

Review our current Share Certificate rates.

Promo Certificates

Certificate TypeMinimum Deposit AmountDividend RateAPY*
Promotional 7 – Month Term$5004.066%4.15%
Promotional 10 – Month Term$5004.066%4.15%
Promotional 15 – Month Term$5003.922%4.00%
*APY= Annual Percentage Yield. APY effective 2.17.2026. Rates and terms are subject to change without notice. Dividends are calculated by the actual daily balance method which applies a daily periodic rate to the balance in the certificate each day. The dividend rate and APY at the time of purchase are fixed and will be in effect for the term of the certificate. A minimum opening deposit of $500 is required to open the account. Must qualify for membership and become a member to open certificate. Certificate will auto-renew into a traditional 12 month certificate at the applicable rate. Regulations prohibit payment in excess of available earnings. Penalty will be applied for early withdrawal. Fees may reduce earnings. Federally Insured by NCUA.

Traditional Certificates

Certificate TypeMinimum DepositDividend RateAPY*
Traditional 6-Month Term$5001.980%2.00%
Traditional 12-Month Term$5002.225%2.25%
Traditional 18-Month Term$5002.372%2.40%
Traditional 24-Month Term$5002.567%2.60%
Traditional 36-Month Term$5002.956%3.00%
Traditional 48 Month Term$5002.762%2.80%
Traditional 60-Month Term$5002.567%2.60%
*APY= Annual Percentage Yield. APY effective 5.1.2025. Rates and terms are subject to change without notice. Dividends are calculated by the actual daily balance method which applies a daily periodic rate to the balance in the certificate each day. The dividend rate and APY at the time of purchase are fixed and will be in effect for the term of the certificate. A minimum opening deposit of $500 is required to open the account. Must qualify for membership and become a member to open certificate. Certificate will auto-renew for the same term as the original certificate at the applicable rate. Regulations prohibit payment in excess of available earnings. Penalty will be applied for early withdrawal. Fees may reduce earnings. Federally Insured by NCUA.
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